DETAILS ARE AVAILABLE IN THE BP OVER 3 YEARS
PROCEDURES:
In respect of the law 003/2002 of February 2, 2002, articles 10–36 concerning credit institutions, and the text law nr. 005/2002 of May 7, 2002, of the Central Bank of the Congo (CBC), i.e., the Banque Centrale du Congo (BCC), as well as international banking rules and regulations per se:
Basically, we comply with the following check list and files:
• We have prepared these documents since 2010.
• We keep updating and reviewing them.
"The spider was the first weaver, and the termite was the first builder..."Tanzania.
I. General Information for the Creation of the Bank
1.1. History.
1.2. Goal for the creation of a bank in the DRC with a center of excellence based in Switzerland
1.3. Headquarters' address
II. Direct and indirect participation holders
2.1. Planned Capital
2.2. List of indirect and direct participations
2.3.Shareholder’s Charter.
2.4. Description and information about the participants' holders
2.5. Information on conventions and others
2.6. Other indications about participants
2.7. Declarations and engagements
III. Information about the administrators and the managing directors
3.1. Board of Directors
3.1.1 Name, citizenship, and address of the Board of Directors
3.1.2 Composition of the Administrative Committee
3.1.3 Curriculum vitae
3.1.4 A certificate of good standing, a legal record, and references
3.1.5 Participations.
3.2. Direction.
3.2.1 The composition, organization, and responsibilities of the managing directors
3.2.2 Information about the Executive Committee (same information)
3.2.3 Detailed Curriculum Vitae
3.2.4 Attestations and certificates of former employers
Picture 2: After the World Summit on the Information Society (WSIS) at the International Labor Office in Geneva.
COMMENTS
Our internal organization is simple and horizontal.
• Our bank is managed by a board of directors, under the direction of the executive committee.
• The structure, composition, and management are described in a separate internal document.
• The Ethics Committee guarantees the respect of our core values.
IV Rules and internal organization
4.1. Employees' Manual
4.1.1 An introduction to the bank
4.1.2 Internal Rules
4.1.3 Chart of organization
4.1.4 Banking Directives
4.1.5 Prevention of Money Laundering
4.1.6 Declaration on Banking Secrecy, Business Secrecy, and Fraud
4.1.7 Personnel Rules
4.1.8 Staff Accounts
4.1.9 Introduction.
4.1.10 Procedure for Staff Accounts
4.1.11 Loans to Staff
4.1.12 Accounts for the Staff and their Families
4.1.13 Security.
4.1.14 Health and Security
4.1.15 Information security step-by-step instructions
4.1.16 Electronic communication policy
4.1.17 Internal Procedures
4.1.18 Unacceptable Behavior
4.1.19. Procedure for absences and presences
4.1.20 Training and Recruitment Policy
4.1.21 Policy on job openings and recruitment
4.1.22 Insurance.
4.1.23 General Information—Accidents and Sickness Insurances
4.1.24 A resume of insurance coverage
4.1.25 Sickness Insurance
4.1.26 Business Trips
4.1.27 Pension Fund Rules
4.2. Information and Technology Management
4.3. Information on internal auditing
Comments:
• Organs and concerned bodies under the current rules are:
(i) The Board of Directors
(ii) The Executive Committee,
(iii) The Direction,
(iv) Internal Audit
• We structure our departments into six main teams, under the inspection of Compliance, assisted by the Committee of Ethics.
(i)The Discretionary.
(ii) Customer Advisory
(iii) Credits and Derivatives
(iv) Commodities trading
(v) The auditors.
(vi) Other Financial Products
V. Budgets
5.1. Budgets (estimates) and plans for the first three years of activities:
5.1.1. Budget.
5.1.2. Balance Sheet and Income Statement
5.2. Staffing Plan and Evolution
June 2019: Bernard Nyembo interviews at the Congolese National Radio and Television Broadcasting (Radio Television Nationale Congolese, or Rtnc). The topic is how to create a sustainable enterprise with zero capital.
